Please enter your zip code to see current rates in your area.
Minnesota Rates
APY = Annual Percentage Yield. Rates and APYs accurate as of November 25, 2019. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Freedom Rewards CheckingLearn More
Balance |
Interest Rate |
APY |
Frequency Interest Paid |
Minimum Opening Balance |
$0 - $10,000 |
1.98% |
2.00% |
Monthly |
$25 |
$10,000+ |
0.25% |
2.00% to 0.41% |
Monthly |
$25 |
All balances if qualifications not met |
0.03% |
0.03% |
Monthly |
$25 |
To qualify for Freedom Rewards Checking rates and receive reimbursements on ATM fee surcharges, the following must be performed on the Freedom Rewards Checking account during the monthly qualification cycle: (1) Have at least 15 debit card purchases post and settle; (2) Be enrolled and receive e-Statement notice (Paper Statement Fee $3.00); and (3) Be enrolled and log into online banking. If qualifications are met: (1) Domestic ATM fees incurred during the qualification cycle will be reimbursed up to $20.00 (only fees of $4.99 or less per single transaction will be reimbursed) and credited to the account on the last day of the monthly statement cycle; (2) Freedom Rewards Checking: 2.00% APY paid on daily balances up to $10,000.00 and an interest rate of 0.25% will be earned for the daily balance in excess of $10,000.00, which will result in an APY between 2.00% and 0.41% depending on the daily balance in the account; and (3) Freedom Rewards Saver: 0.50% APY paid on daily balance up to $10,000.00 and 0.25% APY paid on the portion of the daily balances above $10,000.00 results in APY for the tier with daily balances over $10,000.00 ranging from 0.50% to 0.27%, depending on the daily balance in the account. ATM transactions do not count as debit card transactions for qualification purposes. The monthly qualification cycle for the Freedom Rewards Checking begins on the last day of the previous statement cycle and ends on the last business day before the next statement cycle ends. If the customer has a Freedom Reward Saver account: Interest and ATM fee refunds earned in Freedom Rewards Checking is automatically transferred to Freedom Rewards Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Freedom Rewards Checking APY. The Freedom Rewards Saver APYs may be less than Freedom Rewards Checking APYs. Only available as a personal account. One per primary tax ID number.
Balance |
Interest Rate |
APY |
Frequency Interest Paid |
Minimum Opening Balance |
$0 - $4,999.99 |
0.03% |
0.03% |
Monthly |
$25 |
$5,000+ |
0.05% |
0.05% |
Monthly |
$25 |
Freedom Rewards SaverLearn More
Balance |
Interest Rate |
APY |
Frequency Interest Paid |
Minimum Opening Balance |
$0 - $10,000 |
0.50% |
0.50% |
Monthly |
$25 |
$10,000+ |
0.10% |
0.14% - 0.50% |
Monthly |
$25 |
All balances if qualifications not met |
0.03% |
0.03% |
Monthly |
$25 |
To qualify for Freedom Rewards Checking rates and receive reimbursements on ATM fee surcharges, the following must be performed on the Freedom Rewards Checking account during the monthly qualification cycle: (1) Have at least 15 debit card purchases post and settle; (2) Be enrolled and receive e-Statement notice (Paper Statement Fee $3.00); and (3) Be enrolled and log into online banking. If qualifications are met: (1) Domestic ATM fees incurred during the qualification cycle will be reimbursed up to $20.00 (only fees of $4.99 or less per single transaction will be reimbursed) and credited to the account on the last day of the monthly statement cycle; (2) Freedom Rewards Checking: 2.00% APY paid on daily balances up to $10,000.00 and an interest rate of 0.25% will be earned for the daily balance in excess of $10,000.00, which will result in an APY between 2.00% and 0.41% depending on the daily balance in the account; and (3) Freedom Rewards Saver: 0.50% APY paid on daily balance up to $10,000.00 and 0.25% APY paid on the portion of the daily balances above $10,000.00 results in APY for the tier with daily balances over $10,000.00 ranging from 0.50% to 0.27%, depending on the daily balance in the account. ATM transactions do not count as debit card transactions for qualification purposes. The monthly qualification cycle for the Freedom Rewards Checking begins on the last day of the previous statement cycle and ends on the last business day before the next statement cycle ends. If the customer has a Freedom Reward Saver account: Interest and ATM fee refunds earned in Freedom Rewards Checking is automatically transferred to Freedom Rewards Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Freedom Rewards Checking APY. The Freedom Rewards Saver APYs may be less than Freedom Rewards Checking APYs. Only available as a personal account. One per primary tax ID number.
Balance |
Interest Rate |
APY |
Frequency Interest Paid |
Minimum Opening Balance |
$0 - $5,000 |
1.49% |
1.50% |
Quarterly |
$5 |
$5,000+ |
0.20% |
0.20% |
Quarterly |
$5 |
Excellence Money MarketLearn More
Balance |
Interest Rate |
APY |
Frequency Interest Paid |
Minimum Opening Balance |
$0 - $49,999.99 |
0.03% |
0.03% |
Monthly |
$10,000 |
$50,000 - $99,999.99 |
0.60% |
0.60% |
Monthly |
$10,000 |
$100,000 - $249,999.99 |
0.75% |
0.75% |
Monthly |
$10,000 |
$250,000+ |
1.14% |
1.15% |
Monthly |
$10,000 |
Freedom Advantage Money MarketLearn More
Balance |
Interest Rate |
APY |
Frequency Interest Paid |
Minimum Opening Balance |
$0 - $24,999.99 |
0.05% |
0.05% |
Monthly |
$500 |
$25,000 - $99,999.99 |
0.07% |
0.07% |
Monthly |
$500 |
$100,000 - $249,999.99 |
0.70% |
0.70% |
Monthly |
$500 |
$250,000 - $499,999.99 |
0.90% |
0.90% |
Monthly |
$500 |
$500,000+ |
1.14% |
1.15% |
Monthly |
$500 |
Senior Money Market SavingsLearn More
Balance |
Interest Rate |
APY |
Frequency Interest Paid |
Minimum Opening Balance |
$0 - $24,999.99 |
0.25% |
0.25% |
Quarterly |
$500 |
$25,000 - $99,999.99 |
0.60% |
0.60% |
Quarterly |
$500 |
$100,000+ |
0.75% |
0.75% |
Quarterly |
$500 |
Certificates of DepositLearn More
Term |
Interest Rate |
APY |
Minimum Daily Balance |
Frequency Interest Paid |
Minimum Opening Balance |
100 Days |
0.20% |
0.20% |
$1,000 |
Maturity |
$1,000 |
6 Months |
0.50% |
0.50% |
$1,000 |
Maturity |
$1,000 |
12 Months |
0.60% |
0.60% |
$1,000 |
Maturity |
$1,000 |
15 Month Special |
1.94% |
1.95% |
$5,000 |
Quarterly |
$5,000 |
18 Months |
0.75% |
0.75% |
$1,000 |
Quarterly |
$1,000 |
24 Months |
0.95% |
0.95% |
$1,000 |
Quarterly |
$1,000 |
36 Months |
1.05% |
1.05% |
$1,000 |
Quarterly |
$1,000 |
48 Months |
1.14% |
1.15% |
$1,000 |
Quarterly |
$1,000 |
60 Months |
1.29% |
1.30% |
$1,000 |
Quarterly |
$1,000 |
Certificate of Deposit rates are fixed for the entire term; however, all other rates may change after the account is opened. Fees may reduce earning on the account. Certificates of Deposits: penalty may be imposed for early withdrawal.
Please contact our customer service center at 800-590-9920 for a branch location nearest you. Visit us on the web at www.ccf.us.
Minnesota/Wisconsin Rates
APY = Annual Percentage Yield. Rates and APYs accurate as of November 25, 2019. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Freedom Rewards CheckingLearn More
Balance |
Interest Rate |
APY |
Frequency Interest Paid |
Minimum Opening Balance |
$0 - $10,000 |
1.98% |
2.00% |
Monthly |
$25 |
$10,000+ |
0.25% |
2.00% to 0.41% |
Monthly |
$25 |
All balances if qualifications not met |
0.03% |
0.03% |
Monthly |
$25 |
To qualify for Freedom Rewards Checking rates and receive reimbursements on ATM fee surcharges, the following must be performed on the Freedom Rewards Checking account during the monthly qualification cycle: (1) Have at least 15 debit card purchases post and settle; (2) Be enrolled and receive e-Statement notice (Paper Statement Fee $3.00); and (3) Be enrolled and log into online banking. If qualifications are met: (1) Domestic ATM fees incurred during the qualification cycle will be reimbursed up to $20.00 (only fees of $4.99 or less per single transaction will be reimbursed) and credited to the account on the last day of the monthly statement cycle; (2) Freedom Rewards Checking: 2.00% APY paid on daily balances up to $10,000.00 and an interest rate of 0.25% will be earned for the daily balance in excess of $10,000.00, which will result in an APY between 2.00% and 0.41% depending on the daily balance in the account; and (3) Freedom Rewards Saver: 0.50% APY paid on daily balance up to $10,000.00 and 0.25% APY paid on the portion of the daily balances above $10,000.00 results in APY for the tier with daily balances over $10,000.00 ranging from 0.50% to 0.27%, depending on the daily balance in the account. ATM transactions do not count as debit card transactions for qualification purposes. The monthly qualification cycle for the Freedom Rewards Checking begins on the last day of the previous statement cycle and ends on the last business day before the next statement cycle ends. If the customer has a Freedom Reward Saver account: Interest and ATM fee refunds earned in Freedom Rewards Checking is automatically transferred to Freedom Rewards Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Freedom Rewards Checking APY. The Freedom Rewards Saver APYs may be less than Freedom Rewards Checking APYs. Only available as a personal account. One per primary tax ID number.
Balance |
Interest Rate |
APY |
Frequency Interest Paid |
Minimum Opening Balance |
$0 - $4,999.99 |
0.01% |
0.01% |
Monthly |
$25 |
$5,000+ |
0.03% |
0.03% |
Monthly |
$25 |
Freedom Rewards SaverLearn More
Balance |
Interest Rate |
APY |
Frequency Interest Paid |
Minimum Opening Balance |
$0 - $10,000 |
0.50% |
0.50% |
Monthly |
$25 |
$10,000+ |
0.25% |
0.50% to 0.27% |
Monthly |
$25 |
All balances if qualifications not met |
0.03% |
0.03% |
Monthly |
$25 |
To qualify for Freedom Rewards Checking rates and receive reimbursements on ATM fee surcharges, the following must be performed on the Freedom Rewards Checking account during the monthly qualification cycle: (1) Have at least 15 debit card purchases post and settle; (2) Be enrolled and receive e-Statement notice (Paper Statement Fee $3.00); and (3) Be enrolled and log into online banking. If qualifications are met: (1) Domestic ATM fees incurred during the qualification cycle will be reimbursed up to $20.00 (only fees of $4.99 or less per single transaction will be reimbursed) and credited to the account on the last day of the monthly statement cycle; (2) Freedom Rewards Checking: 2.00% APY paid on daily balances up to $10,000.00 and an interest rate of 0.25% will be earned for the daily balance in excess of $10,000.00, which will result in an APY between 2.00% and 0.41% depending on the daily balance in the account; and (3) Freedom Rewards Saver: 0.50% APY paid on daily balance up to $10,000.00 and 0.25% APY paid on the portion of the daily balances above $10,000.00 results in APY for the tier with daily balances over $10,000.00 ranging from 0.50% to 0.27%, depending on the daily balance in the account. ATM transactions do not count as debit card transactions for qualification purposes. The monthly qualification cycle for the Freedom Rewards Checking begins on the last day of the previous statement cycle and ends on the last business day before the next statement cycle ends. If the customer has a Freedom Reward Saver account: Interest and ATM fee refunds earned in Freedom Rewards Checking is automatically transferred to Freedom Rewards Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Freedom Rewards Checking APY. The Freedom Rewards Saver APYs may be less than Freedom Rewards Checking APYs. Only available as a personal account. One per primary tax ID number.
Balance |
Interest Rate |
APY |
Frequency Interest Paid |
Minimum Opening Balance |
$0 - $5,000 |
1.49% |
1.50% |
Quarterly |
$5 |
$5,000+ |
0.20% |
0.20% |
Quarterly |
$5 |
Excellence Money MarketLearn More
Balance |
Interest Rate |
APY |
Frequency Interest Paid |
Minimum Opening Balance |
$0 - $49,999.99 |
0.40% |
0.40% |
Monthly |
$10,000 |
$50,000 - $99,999.99 |
0.60% |
0.60% |
Monthly |
$10,000 |
$100,000 - $249,999.99 |
0.75% |
0.75% |
Monthly |
$10,000 |
$250,000+ |
1.24% |
1.25% |
Monthly |
$10,000 |
Freedom Advantage Money MarketLearn More
Balance |
Interest Rate |
APY |
Frequency Interest Paid |
Minimum Opening Balance |
$0 - $24,999.99 |
0.05% |
0.05% |
Monthly |
$500 |
$25,000 - $99,999.99 |
0.20% |
0.20% |
Monthly |
$500 |
$100,000 - $249,999.99 |
0.75% |
0.75% |
Monthly |
$500 |
$250,000 - $499,999.99 |
0.99% |
1.00% |
Monthly |
$500 |
$500,000+ |
1.24% |
1.25% |
Monthly |
$500 |
Senior Money Market SavingsLearn More
Balance |
Interest Rate |
APY |
Frequency Interest Paid |
Minimum Opening Balance |
$0 - $24,999.99 |
0.25% |
0.25% |
Quarterly |
$500 |
$25,000 - $99,999.99 |
0.60% |
0.60% |
Quarterly |
$500 |
$100,000+ |
0.75% |
0.75% |
Quarterly |
$500 |
Certificates of DepositLearn More
Term |
Interest Rate |
APY |
Minimum Daily Balance |
Frequency Interest Paid |
Minimum Opening Balance |
100 Days |
0.25% |
0.25% |
$1,000 |
Maturity |
$1,000 |
6 Months |
0.65% |
0.65% |
$1,000 |
Maturity |
$1,000 |
12 Months |
0.80% |
0.80% |
$1,000 |
Maturity |
$1,000 |
15 Month Special |
1.94% |
1.95% |
$5,000 |
Quarterly |
$5,000 |
18 Months |
0.90% |
0.90% |
$1,000 |
Quarterly |
$1,000 |
24 Months |
0.95% |
0.95% |
$1,000 |
Quarterly |
$1,000 |
36 Months |
1.05% |
1.05% |
$1,000 |
Quarterly |
$1,000 |
48 Months |
1.14% |
1.15% |
$1,000 |
Quarterly |
$1,000 |
60 Months |
1.29% |
1.30% |
$1,000 |
Quarterly |
$1,000 |
Certificate of Deposit rates are fixed for the entire term; however, all other rates may change after the account is opened. Fees may reduce earning on the account. Certificates of Deposits: penalty may be imposed for early withdrawal.
Please contact our customer service center at 800-590-9920 for a branch location nearest you. Visit us on the web at www.ccf.us.
Wisconsin - Tomah Market Area Rates
APY = Annual Percentage Yield. Rates and APYs accurate as of November 25, 2019. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Freedom Rewards CheckingLearn More
Balance |
Interest Rate |
APY |
Frequency Interest Paid |
Minimum Opening Balance |
$0 - $10,000 |
2.67% |
2.70% |
Monthly |
$25 |
$10,000+ |
0.25% |
0.47% to 2.70% |
Monthly |
$25 |
All balances if qualifications not met |
0.03% |
0.03% |
Monthly |
$25 |
To qualify for Freedom Rewards Checking rates and receive reimbursements on ATM fee surcharges, the following must be performed on the Freedom Rewards Checking account during the monthly qualification cycle: (1) Have at least 15 debit card purchases post and settle; (2) Be enrolled and receive e-Statement notice (Paper Statement Fee $3.00); and (3) Be enrolled and log into online banking. If qualifications are met: (1) Domestic ATM fees incurred during the qualification cycle will be reimbursed up to $20.00 (only fees of $4.99 or less per single transaction will be reimbursed) and credited to the account on the last day of the monthly statement cycle; (2) Freedom Rewards Checking: 2.70% APY paid on daily balances up to $10,000.00 and an interest rate of 0.25% will be earned for the daily balance in excess of $10,000.00, which will result in an APY between 2.70% and 0.47% depending on the daily balance in the account; and (3) Freedom Rewards Saver: 0.50% APY paid on daily balance up to $10,000.00 and 0.25% APY paid on the portion of the daily balances above $10,000.00 results in APY for the tier with daily balances over $10,000.00 ranging from 0.50% to 0.27%, depending on the daily balance in the account. ATM transactions do not count as debit card transactions for qualification purposes. The monthly qualification cycle for the Freedom Rewards Checking begins on the last day of the previous statement cycle and ends on the last business day before the next statement cycle ends. If the customer has a Freedom Reward Saver account: Interest and ATM fee refunds earned in Freedom Rewards Checking is automatically transferred to Freedom Rewards Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Freedom Rewards Checking APY. The Freedom Rewards Saver APYs may be less than Freedom Rewards Checking APYs. Only available as a personal account. One per primary tax ID number.
Balance |
Interest Rate |
APY |
Frequency Interest Paid |
Minimum Opening Balance |
$0 - $4,999.99 |
0.01% |
0.01% |
Monthly |
$25 |
$5,000+ |
0.03% |
0.03% |
Monthly |
$25 |
Freedom Rewards SaverLearn More
Balance |
Interest Rate |
APY |
Frequency Interest Paid |
Minimum Opening Balance |
$0 - $10,000 |
0.50% |
0.50% |
Monthly |
$25 |
$10,000+ |
0.25% |
0.50% to 0.27% |
Monthly |
$25 |
All balances if qualifications not met |
0.03% |
0.03% |
Monthly |
$25 |
To qualify for Freedom Rewards Checking rates and receive reimbursements on ATM fee surcharges, the following must be performed on the Freedom Rewards Checking account during the monthly qualification cycle: (1) Have at least 15 debit card purchases post and settle; (2) Be enrolled and receive e-Statement notice (Paper Statement Fee $3.00); and (3) Be enrolled and log into online banking. If qualifications are met: (1) Domestic ATM fees incurred during the qualification cycle will be reimbursed up to $20.00 (only fees of $4.99 or less per single transaction will be reimbursed) and credited to the account on the last day of the monthly statement cycle; (2) Freedom Rewards Checking: 2.00% APY paid on daily balances up to $10,000.00 and an interest rate of 0.25% will be earned for the daily balance in excess of $10,000.00, which will result in an APY between 2.00% and 0.41% depending on the daily balance in the account; and (3) Freedom Rewards Saver: 0.50% APY paid on daily balance up to $10,000.00 and 0.25% APY paid on the portion of the daily balances above $10,000.00 results in APY for the tier with daily balances over $10,000.00 ranging from 0.50% to 0.27%, depending on the daily balance in the account. ATM transactions do not count as debit card transactions for qualification purposes. The monthly qualification cycle for the Freedom Rewards Checking begins on the last day of the previous statement cycle and ends on the last business day before the next statement cycle ends. If the customer has a Freedom Reward Saver account: Interest and ATM fee refunds earned in Freedom Rewards Checking is automatically transferred to Freedom Rewards Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Freedom Rewards Checking APY. The Freedom Rewards Saver APYs may be less than Freedom Rewards Checking APYs. Only available as a personal account. One per primary tax ID number.
Balance |
Interest Rate |
APY |
Frequency Interest Paid |
Minimum Opening Balance |
$0 - $5,000 |
1.49% |
1.50% |
Quarterly |
$5 |
$5,000+ |
0.20% |
0.20% |
Quarterly |
$5 |
Excellence Money MarketLearn More
Balance |
Interest Rate |
APY |
Frequency Interest Paid |
Minimum Opening Balance |
$0 - $49,999.99 |
0.40% |
0.40% |
Monthly |
$10,000 |
$50,000 - $99,999.99 |
0.60% |
0.60% |
Monthly |
$10,000 |
$100,000 - $249,999.99 |
0.75% |
0.75% |
Monthly |
$10,000 |
$250,000+ |
1.24% |
1.25% |
Monthly |
$10,000 |
Freedom Advantage Money MarketLearn More
Balance |
Interest Rate |
APY |
Frequency Interest Paid |
Minimum Opening Balance |
$0 - $24,999.99 |
0.05% |
0.05% |
Monthly |
$500 |
$25,000 - $99,999.99 |
0.20% |
0.20% |
Monthly |
$500 |
$100,000 - $249,999.99 |
0.75% |
0.75% |
Monthly |
$500 |
$250,000 - $499,999.99 |
0.99% |
1.00% |
Monthly |
$500 |
$500,000+ |
1.24% |
1.25% |
Monthly |
$500 |
Senior Money Market SavingsLearn More
Balance |
Interest Rate |
APY |
Frequency Interest Paid |
Minimum Opening Balance |
$0 - $24,999.99 |
0.25% |
0.25% |
Quarterly |
$500 |
$25,000 - $99,999.99 |
0.60% |
0.60% |
Quarterly |
$500 |
$100,000+ |
0.75% |
0.75% |
Quarterly |
$500 |
Certificates of DepositLearn More
Term |
Interest Rate |
APY |
Minimum Daily Balance |
Frequency Interest Paid |
Minimum Opening Balance |
100 Days |
0.25% |
0.25% |
$1,000 |
Maturity |
$1,000 |
6 Months |
0.65% |
0.65% |
$1,000 |
Maturity |
$1,000 |
12 Months |
0.80% |
0.80% |
$1,000 |
Maturity |
$1,000 |
15 Month Special |
1.94% |
1.95% |
$5,000 |
Quarterly |
$5,000 |
18 Months |
0.90% |
0.90% |
$1,000 |
Quarterly |
$1,000 |
24 Months |
0.95% |
0.95% |
$1,000 |
Quarterly |
$1,000 |
36 Months |
1.05% |
1.05% |
$1,000 |
Quarterly |
$1,000 |
48 Months |
1.14% |
1.15% |
$1,000 |
Quarterly |
$1,000 |
60 Months |
1.29% |
1.30% |
$1,000 |
Quarterly |
$1,000 |
Certificate of Deposit rates are fixed for the entire term; however, all other rates may change after the account is opened. Fees may reduce earning on the account. Certificates of Deposits: penalty may be imposed for early withdrawal.
Please contact our customer service center at 800-590-9920 for a branch location nearest you. Visit us on the web at www.ccf.us.