Rates

*APY = Annual Percentage Yield. APY effective 8/7/2020. 1.50% APY paid on daily balances up to $10,000.00 each cycle the minimum requirements are met. An interest rate of 0.25% will be earned for the daily balance in excess of $10,000.00, which will result in an APY between 0.36% and 1.50%. If you do not meet the requirements per qualification cycle, your account will still function as a checking account earning 0.01% APY without ATM fee refunds. Freedom Rewards Checking is a variable rate checking account and is therefore subject to rate change at any time without notice after the account is opened. Paper Statement Fee $3.00. Fees may reduce earnings. Minimum account opening deposit of $25.00. A monthly qualification cycle is defined as a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. ATM transactions do not count as debit card transactions. ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction, which covers most nationwide ATM. Transaction fees and surcharges. Maximum ATM fee refund $20.00 per cycle. One account per primary tax ID number. Only available as a personal account. Member FDIC.

*APY = Annual Percentage Yield. APY effective 8/7/2020. 1.50% APY paid on daily balances up to $10,000.00 each cycle the minimum requirements are met. An interest rate of 0.25% will be earned for the daily balance in excess of $10,000.00, which will result in an APY between 0.36% and 1.50%. If you do not meet the requirements per qualification cycle, your account will still function as a checking account earning 0.01% APY without ATM fee refunds. Freedom Rewards Checking is a variable rate checking account and is therefore subject to rate change at any time without notice after the account is opened. Paper Statement Fee $3.00. Fees may reduce earnings. Minimum account opening deposit of $25.00. A monthly qualification cycle is defined as a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. ATM transactions do not count as debit card transactions. ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction, which covers most nationwide ATM. Transaction fees and surcharges. Maximum ATM fee refund $20.00 per cycle. One account per primary tax ID number. Only available as a personal account. Member FDIC.

*MORE Money Market account requires one of the following: (1) personal demand deposit account that receives Direct Deposit, or (2) primary operating business account with CCFBank.

Certificate of Deposit rates are fixed for the entire term; however, all other rates may change after the account is opened. Fees may reduce earning on the account. Certificates of Deposits: penalty may be imposed for early withdrawal.

*11 Month requirements to qualify to open the account are:

• Have an established checking account with direct deposit of your payroll or retirement benefits.
• Have an established checking account that receives your payroll check via over-the-counter transaction or mobile deposit.
• Open a checking account and establish direct deposit of your payroll or retirement benefits.

Please contact our customer service center at 800-590-9920 for a branch location nearest you. Visit us on the web at www.ccf.us.

*APY = Annual Percentage Yield. APY effective 8/7/2020. 1.50% APY paid on daily balances up to $10,000.00 each cycle the minimum requirements are met. An interest rate of 0.25% will be earned for the daily balance in excess of $10,000.00, which will result in an APY between 0.36% and 1.50%. If you do not meet the requirements per qualification cycle, your account will still function as a checking account earning 0.01% APY without ATM fee refunds. Freedom Rewards Checking is a variable rate checking account and is therefore subject to rate change at any time without notice after the account is opened. Paper Statement Fee $3.00. Fees may reduce earnings. Minimum account opening deposit of $25.00. A monthly qualification cycle is defined as a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. ATM transactions do not count as debit card transactions. ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction, which covers most nationwide ATM. Transaction fees and surcharges. Maximum ATM fee refund $20.00 per cycle. One account per primary tax ID number. Only available as a personal account. Member FDIC.

*APY = Annual Percentage Yield. APY effective 8/7/2020. 1.50% APY paid on daily balances up to $10,000.00 each cycle the minimum requirements are met. An interest rate of 0.25% will be earned for the daily balance in excess of $10,000.00, which will result in an APY between 0.36% and 1.50%. If you do not meet the requirements per qualification cycle, your account will still function as a checking account earning 0.01% APY without ATM fee refunds. Freedom Rewards Checking is a variable rate checking account and is therefore subject to rate change at any time without notice after the account is opened. Paper Statement Fee $3.00. Fees may reduce earnings. Minimum account opening deposit of $25.00. A monthly qualification cycle is defined as a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. ATM transactions do not count as debit card transactions. ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction, which covers most nationwide ATM. Transaction fees and surcharges. Maximum ATM fee refund $20.00 per cycle. One account per primary tax ID number. Only available as a personal account. Member FDIC.

*MORE Money Market account requires one of the following: (1) personal demand deposit account that receives Direct Deposit, or (2) primary operating business account with CCFBank.

Certificate of Deposit rates are fixed for the entire term; however, all other rates may change after the account is opened. Fees may reduce earning on the account. Certificates of Deposits: penalty may be imposed for early withdrawal.

*11 Month requirements to qualify to open the account are:

• Have an established checking account with direct deposit of your payroll or retirement benefits.
• Have an established checking account that receives your payroll check via over-the-counter transaction or mobile deposit.
• Open a checking account and establish direct deposit of your payroll or retirement benefits.

Please contact our customer service center at 800-590-9920 for a branch location nearest you. Visit us on the web at www.ccf.us.

*APY = Annual Percentage Yield. APY effective 8/7/2020. 1.50% APY paid on daily balances up to $10,000.00 each cycle the minimum requirements are met. An interest rate of 0.25% will be earned for the daily balance in excess of $10,000.00, which will result in an APY between 0.36% and 1.50%. If you do not meet the requirements per qualification cycle, your account will still function as a checking account earning 0.01% APY without ATM fee refunds. Freedom Rewards Checking is a variable rate checking account and is therefore subject to rate change at any time without notice after the account is opened. Paper Statement Fee $3.00. Fees may reduce earnings. Minimum account opening deposit of $25.00. A monthly qualification cycle is defined as a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. ATM transactions do not count as debit card transactions. ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction, which covers most nationwide ATM. Transaction fees and surcharges. Maximum ATM fee refund $20.00 per cycle. One account per primary tax ID number. Only available as a personal account. Member FDIC.

*APY = Annual Percentage Yield. APY effective 8/7/2020. 1.50% APY paid on daily balances up to $10,000.00 each cycle the minimum requirements are met. An interest rate of 0.25% will be earned for the daily balance in excess of $10,000.00, which will result in an APY between 0.36% and 1.50%. If you do not meet the requirements per qualification cycle, your account will still function as a checking account earning 0.01% APY without ATM fee refunds. Freedom Rewards Checking is a variable rate checking account and is therefore subject to rate change at any time without notice after the account is opened. Paper Statement Fee $3.00. Fees may reduce earnings. Minimum account opening deposit of $25.00. A monthly qualification cycle is defined as a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. ATM transactions do not count as debit card transactions. ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction, which covers most nationwide ATM. Transaction fees and surcharges. Maximum ATM fee refund $20.00 per cycle. One account per primary tax ID number. Only available as a personal account. Member FDIC.

*MORE Money Market account requires one of the following: (1) personal demand deposit account that receives Direct Deposit, or (2) primary operating business account with CCFBank.

Certificate of Deposit rates are fixed for the entire term; however, all other rates may change after the account is opened. Fees may reduce earning on the account. Certificates of Deposits: penalty may be imposed for early withdrawal.

*11 Month requirements to qualify to open the account are:

• Have an established checking account with direct deposit of your payroll or retirement benefits.
• Have an established checking account that receives your payroll check via over-the-counter transaction or mobile deposit.
• Open a checking account and establish direct deposit of your payroll or retirement benefits.

Please contact our customer service center at 800-590-9920 for a branch location nearest you. Visit us on the web at www.ccf.us.