Free Product Features

Online Banking
Forget branch trips. Access your account wherever there’s internet.
Mobile App
Manage your money whenever, wherever it’s most convenient for you.
Less paper means less clutter — simplify your life with online statements.
Debit Card
Shop online and in stores with the power of Visa® in your hand.
The Details

Grow your balance with high interest right away just for doing simple banking basics, like receiving eStatements!

  • 2.00% APY+ on daily balances up to $10,000
  • 2.00% to 0.41% APY on daily balances over $10,000 depending on balance in account+
  • 0.03% APY+ if qualifications are not met
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)+
  • Link to Freedom Rewards Saver to build savings automatically

Free Checking that Pays You Back!

Getting paid your full rewards is so easy, you may already be doing it. To earn your rewards, just do the following transactions and activities in your Freedom Rewards Checking account during each Monthly Qualification Cycle:

  • Have at least 15 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled and log into online banking

And even if you don’t meet these qualifications, you still have a free account. Plus, you’ll still earn the base rate — and you can get right back to earning your full rewards the very next cycle you qualify.

+APY = Annual Percentage Yield. APY accurate as of 05/01/2017. 2.00% APY paid on daily balances up to $10,000.00 each cycle the minimum requirements are met. An interest rate of 0.25% will be earned for the daily balances of $10,000.00 or more. If you do not meet the requirements per qualification cycle, your account will still function as a free checking account earning 0.03% APY without ATM fee refunds. Freedom Rewards Checking is a variable rate checking account, and is therefore subject to rate change at any time without notice after the account is opened. Paper Statement Fee $3.00. Fees may reduce earnings, Minimum account opening deposit of $25.00. The monthly qualification cycle begins on the last day of the previous statement cycle and ends on the last business day before the next statement cycle ends. ATM transactions do not count as debit card transactions. ATM fees of $4.99 or less will be reimbursed up to the maximum of $4.99 per individual transaction, which covers most nationwide ATM transactions fees and surcharges. Maximum ATM fee refund $20.00 per cycle. One per primary tax ID number. Only available as a personal account.