The Details

Shop securely with a versatile Visa® debit card, while enjoying the outstanding service you've come to expect from us.

  • Use anywhere Visa is accepted
  • Funds are debited from your account in real-time
  • Choose your own PIN
  • More secure than carrying large amounts of cash
  • Quicker than checks
  • Easily replaced if lost or stolen
  • Use at any CCFBank ATM
  • No monthly charge
  • Swipe your way to rewards when you sign up for Freedom Rewards Checking
  • Two simple ways to make purchases:
    • Debit: Enter your PIN to complete a transaction at a merchant. You can also choose to receive cash back.
    • Credit: Choose credit while making a purchase and the funds are held in your account until the transaction processes.
Debit Card Limits

CCFBank pre-determines card limits for your Debit Card as a security feature. If you find yourself needing higher limits for a day or two, you can contact your local branch or our Customer Service Center ahead of time to request a temporary increase of your limits.

Consumer Debit Card:

  • Credit Limit: $1500 may be pending at any given time
  • Debit Limit: $520 may be used each day*

HSA Debit Card:

  • Credit Limit: $1500 may be pending at any given time
  • Debit Limit: $520 may be used each day* – no ATM access
Security and Travel

A CCFBank Debit Card is more secure than cash or checks: the money is transferred electronically from your account to a merchant and can be closed with one simple phone call if it is lost or if fraud is suspected.

For the safety and security of your account, CCFBank monitors its customers' debit card transactions for potentially fraudulent activity, which may include:

  • A sudden change in locale
  • Large dollar transactions
  • Multiple transactions in a short period of time
  • Any pattern associated with fraud trends around the world

If we suspect fraudulent debit card use, you will receive an automated phone call from CCFBank’s fraud monitoring department to validate the legitimacy of the transaction. Your participation in responding to this call is critical to prevent potential risk and avoid restrictions we may place on the use of your card.

If you receive a phone call regarding suspect activity on your card, please note, we will never ask you to provide your entire card number or Social Security Number.

International Travel

Because we monitor all card activity for potential fraudulent usage, it is essential that we know when you are out of the country so we can determine legitimate purchases and you can enjoy your getaway. By letting us know your travel plans, you will:

  • Aid in avoiding account disruptions
  • Provide yourself a more secure option than carrying cash
  • Help protect your account from fraud

Contact your local branch or our Customer Service Center at 800-590-9920 to provide travel dates and destinations for international travel and to update contact information when needed.

*Each day begins at 6:00pm CST.